Professional Indemnity Insurance
Protection for professionals who offer advice or services
Covers legal costs and damages if a client alleges negligence, errors, or omissions in your professional advice or service. Mandatory in many regulated industries.
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Key Benefits
Why choose this insurance coverage
Financial Security
Covers costly legal fees and compensation payouts.
Industry Requirement
Often required by law or professional bodies (e.g., accountants, lawyers).
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Frequently Asked Questions
Common questions about professional indemnity insurance
Any business or individual providing professional advice or consulting services.
It depends on your industry and contractual obligations; $1M to $20M are common limits.
Professional Indemnity covers errors in professional services, while Public Liability covers injuries or property damage to third parties.
Policies are typically 'claims-made,' meaning they cover claims reported during the policy period, regardless of when the incident occurred.
Some policies exclude high-risk professions like medical or legal services. Check with your insurer for specific exclusions.
Professional Indemnity Insurance
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