Plant & Machinery Insurance
Protection for heavy equipment and vehicles used in business
Safeguards equipment like cranes, excavators, tractors, and other machinery against damage, theft, or breakdown.
Start Your QuoteKey Benefits
Equipment Cover
Repairs or replaces vital business machinery if damaged or stolen.
Flexible Policies
Annual covers or single-project options available.
Frequently Asked Questions
Separate or additional covers might be needed for on-road liability if vehicles are registered.
Eligible machinery includes cranes, excavators, forklifts, and other heavy equipment used in business operations.
Insurers use methods like replacement cost or actual cash value. Replacement cost covers the cost to replace, while actual cash value considers depreciation.
Common exclusions include wear and tear, mechanical breakdown, and damage from improper use. Check your policy for specific exclusions.
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