Landlord Insurance

Coverage for rental property owners

Safeguards the building, landlord’s contents (if furnished), and can include loss of rent if tenants default or cause damage.

Key Benefits

Pays lost rent if the property is uninhabitable or tenants default.

Covers malicious or accidental damage by tenants.

Many policies exclude or limit cover for holiday letting; specialized cover may be needed.

Landlord Insurance covers individual rental units, while Strata Insurance covers common areas in strata schemes.

Policies may include rent default coverage if tenants fail to pay rent or vacate without notice.

The insured party must own the rental property and comply with policy terms, such as maintaining the property.

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