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Contract Works / Construction Insurance

Coverage for building projects and public liability on-site

Protects construction sites, materials, and works in progress against unforeseen damage. Often includes public liability for construction risks.

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Key Benefits

Project Protection

Covers accidental damage, theft, or vandalism during build.

On-Site Liability

May incorporate liability coverage for injuries or property damage.

Frequently Asked Questions

Builders, contractors, or property owners undertaking significant construction or renovations.
Usually, but coverage varies; check policy wording for named insured parties.
Contract Works covers the construction project, while Builders Risk covers the property owner's interest. They often overlap but serve different purposes.
Some policies include coverage for delays due to insured events, like weather or material shortages. Check your policy for details.
The insured party must be involved in the construction project, such as the contractor, subcontractor, or property owner.

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