Contents Insurance
Covers your personal belongings in the home.
Contents insurance protects the personal belongings inside your home – things like furniture, electronics, clothing, and appliances – against events such as fire, theft, storm, or vandalism. If you're renting or own your home, contents cover ensures you can replace or repair your possessions if they are damaged or stolen. Policies often have limits or require specification for high-value items (like jewelry or art). This insurance provides peace of mind that your valuables are financially protected, whether you're at home or sometimes even when you take items outside (if you opt for portable contents cover).
Start Your QuoteKey Benefits
Belongings Replacement
Covers the cost to repair or replace your household items (furniture, electronics, appliances, etc.) if they're damaged or destroyed by events like fire, burst pipes, or storms, meaning you won't have to pay out of pocket to refurnish your home.
Theft Protection
Protects you financially if your personal belongings are stolen due to a break-in or burglary. The policy will pay to replace items like TVs, laptops, or jewelry up to the policy limits, providing security against theft losses.
Portable Valuables Cover
Many contents policies offer optional cover for items you take outside of the home (like phones, laptops, or bikes). This means your valuables can be covered even while you're traveling or out and about, not just when they're at home.
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Frequently Asked Questions
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