Truck Driver (Owner-Driver) Insurance

Essential coverage for independent trucking professionals

Safeguard your livelihood on the road with insurance policies designed for owner-operators. From accident liability to cargo protection, our solutions help keep your trucking business moving forward confidently.

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Key Benefits

Commercial Vehicle Insurance

Covers accidents, theft, or damage to your truck, ensuring minimal downtime.

Public Liability

Guards against claims for property damage or injury if your load falls or you cause a road incident.

Cargo / Transit Cover

Protects the goods you haul against theft, accidents, or other transit risks.

Recommended Insurance Coverage

Workers Compensation

If you hire additional drivers or loaders, it’s mandatory to protect their welfare.

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Business Interruption

Helps replace income if your truck is out of service after an insured event.

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Management Liability

For larger owner-driver operations that include multiple vehicles and staff.

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Frequently Asked Questions

It’s highly recommended. Income protection can cover lost earnings if you’re injured and can’t drive.

Yes, just ensure you specify the distances and regions you operate in when arranging cover.

Cargo insurance can protect you from liability, but confirm if your client arranges their own coverage or if it’s your responsibility.

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