Retail Shop Owner Insurance
Customized coverage for brick-and-mortar store owners
Safeguard your retail business from everyday risks like customer injuries, stock damage, and unforeseen disruptions. Our tailored insurance packages help you stay focused on providing excellent products and services.
Start Your QuoteKey Benefits
Public Liability
Protection if a customer is injured in your store or property is damaged.
Stock Coverage
Ensures your inventory is protected against theft, fire, or accidental damage.
Business Interruption
Financial support if your shop can’t operate due to an insured event, like a fire or flood.
Recommended Insurance Coverage
Workers Compensation
Mandatory coverage for employees handling stock or working the sales floor.
Learn moreFrequently Asked Questions
Most retail policies can extend to e-commerce operations, but you should disclose your online sales volume and shipping regions.
They can be combined, but product liability may need additional endorsements for certain product types. Confirm with your insurer.
A business pack policy usually covers external signage and glass breakage as optional add-ons.
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