Marine Charter Operator (Skipper) Insurance

Comprehensive solutions for boating and tour services

Protect your vessel, passengers, and business reputation with specialized charter coverage. From third-party liability to hull damage, our policies ensure you can navigate open waters with confidence.

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Key Benefits

Public Liability (Maritime)

Guards against passenger injuries or property damage on board or due to your vessel.

Hull & Machinery

Covers physical damage to your vessel, engines, and onboard equipment.

Passenger Liability

Optional extension specifically for paying passengers, covering claims of onboard accidents or illness.

Recommended Insurance Coverage

Commercial Hull Insurance

Extended protection for specialized vessels, multiple boats, or watercraft fleets.

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Business Interruption

Covers lost income if your boat is out of service due to an insured event.

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Workers Compensation

Essential if you employ crew members or on-board staff.

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Frequently Asked Questions

Most marinas and port authorities require proof of at least $10 million in public liability for commercial vessels.

You can add coverage for environmental damage or oil spills, depending on policy terms.

Often yes, but you must disclose the nature of your activities and equipment. Additional coverage may be needed for high-value gear.

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