Landscaper Insurance

Protection for garden design and outdoor maintenance professionals

From designing lush gardens to operating heavy machinery, landscapers face multiple risks daily. Our insurance solutions cover unexpected property damage, equipment losses, and potential liability claims, ensuring your green thumb is financially protected.

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Key Benefits

Public Liability

Covers accidental injury or damage to property, such as broken sprinklers or damaged fences.

Equipment Coverage

Protects lawnmowers, trimmers, and other landscaping tools from theft or damage.

Personal Accident

Income support if you’re hurt on the job and temporarily unable to work.

Recommended Insurance Coverage

Commercial Vehicle Insurance

Coverage for vehicles hauling landscaping materials and equipment.

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Workers Compensation

Required if you employ staff for larger landscaping projects.

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Professional Indemnity

Protects design or consultancy advice if a client claims negligence in your landscape planning.

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Frequently Asked Questions

They generally need their own coverage. However, you can sometimes extend policy coverage if they’re considered employees—check with your insurer.

Many public liability policies include accidental damage to underground services, but you must demonstrate you followed standard checks before digging.

Equipment coverage can extend to storage in locked trailers, but additional security requirements or endorsements may apply.

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