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Food Truck Operator Insurance

Specialized protection for mobile food and beverage businesses

Run your food truck with confidence, knowing you’re covered for accidents, equipment damage, and product liability. Our tailored policy options support your mobile culinary adventures, whether at festivals or on the street.

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Key Benefits

Public & Product Liability

Coverage for customer injuries or claims of foodborne illness.

Commercial Vehicle Insurance

Protects your truck or van from collisions, theft, or accidental damage.

Equipment & Stock Cover

Safeguards cooking appliances and food supplies in the event of fire or theft.

Recommended Insurance Coverage

Business Interruption

Financial support if your truck is off the road due to an insured event.

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Management Liability

Protection for business owners and directors from managerial or employment claims.

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Workers Compensation

Required if you employ staff for food preparation or customer service.

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Frequently Asked Questions

Yes, most councils and event organizers require proof of liability insurance before allowing vendors to operate on-site.
You can include spoilage coverage to protect against losses if refrigeration or freezers fail unexpectedly.
Insurers may provide flexible payment plans or seasonal coverage structures to align with your operating months.

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