Childcare Provider (Family Day Care / Nanny) Insurance

Essential coverage for in-home childcare services

Protect your day care or nannying practice against potential liabilities, from accidents to alleged negligence in supervising children. Our specialized policies help you focus on providing a safe, nurturing environment.

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Key Benefits

Public Liability

Covers bodily injury or property damage claims if a child gets hurt or causes damage.

Professional Indemnity

Guards against allegations of neglect or improper supervision leading to harm.

Personal Accident Cover

Income protection if you’re injured and unable to continue caring for children.

Recommended Insurance Coverage

Business Pack

If you run a larger family day care from a dedicated facility, combining property and liability covers.

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Workers Compensation

Needed if you hire additional caregivers or assistants.

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Accident & Illness Cover

Extra personal protection if you’re the sole carer and fall ill or get injured.

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Frequently Asked Questions

Most family day care schemes or nanny agencies require you to hold public liability and professional indemnity for registration.

Yes, typically it includes off-premises care, but confirm if you frequently organize trips or transportation.

Professional indemnity can address claims related to alleged negligence or mishandling of a situation, but coverage specifics vary.

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