Caterer Insurance

Comprehensive coverage for event and private catering services

Protect your catering business against food safety claims, equipment failures, and liability issues. Our policies help ensure you can focus on delivering memorable dining experiences without worrying about unforeseen setbacks.

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Key Benefits

Public & Product Liability

Safeguards you against third-party claims for foodborne illnesses, allergic reactions, or on-site accidents.

Equipment Coverage

Protection for catering tools, serving equipment, and temporary kitchen setups.

Business Interruption

Financial relief if you’re unable to cater events due to an insured incident.

Recommended Insurance Coverage

Commercial Vehicle Insurance

For vans or trucks transporting your catering equipment and supplies.

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Product Recall Insurance

Helps if you need to recall or discard contaminated or mislabeled food products.

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Workers Compensation

Mandatory if you employ serving staff, chefs, or kitchen assistants.

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Frequently Asked Questions

Yes, if you serve or supply alcohol at events, you may need liquor liability to cover incidents related to alcohol consumption.

Business interruption or event cancellation add-ons can help recoup costs from unexpected cancellations, depending on policy terms.

Liability coverage typically follows your operations, but disclose the nature and location of your activities for full protection.

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