Café / Restaurant Owner Insurance

Comprehensive solutions for dining establishments

Protect your food and beverage business from unforeseen challenges, including customer injuries, food-related claims, and property damage. Our café and restaurant insurance packages ensure you can serve your customers with confidence.

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Key Benefits

Public & Product Liability

Covers accidents and injuries on your premises, as well as food safety claims.

Property Damage

Insurance for your building, kitchen equipment, and furnishings against fire, theft, or damage.

Business Interruption

Financial relief if you must close temporarily due to an insured event, like a kitchen fire.

Recommended Insurance Coverage

Management Liability

Protects owners and directors from employment or governance-related claims.

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Commercial Vehicle Insurance

Coverage for delivery vehicles or food vans if you offer catering or takeaway services.

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Workers Compensation

Mandatory if you employ waitstaff, chefs, or kitchen hands.

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Frequently Asked Questions

If you serve alcohol, you may require liquor liability to cover claims related to alcohol service. Check your local regulations.

Many insurers offer an extension to cover food spoilage from power outages or equipment failure, as well as liability for contaminated products.

Maintaining high hygiene standards, installing security systems, training staff, and bundling multiple policies can all help reduce premiums.

Why spend hours comparing quotes when we can do it for you? Get covered in minutes, not days.

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