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Beauty Therapist Insurance

Comprehensive coverage for salons, spas, and cosmetic practitioners

Operate your beauty or spa business with confidence, knowing you’re protected from treatment-related liabilities, product mishaps, and costly equipment breakdowns. Our policies allow you to focus on client well-being and satisfaction.

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Key Benefits

Professional Indemnity

Safeguards against claims of harm from treatments like waxing, facials, or cosmetic services.

Public Liability

Covers accidental injuries or property damage occurring on your premises.

Equipment & Stock

Protects specialized beauty machines, products, and supplies from theft or damage.

Recommended Insurance Coverage

Product Liability

Protects against claims if retail products you sell cause harm or injury.

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Business Interruption

Covers income loss if your salon closes temporarily due to an insured event.

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Cyber Insurance

Protects client data, booking systems, and payment records from cyber threats.

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Frequently Asked Questions

High-risk procedures often require specialized endorsements. Always disclose your full service menu to get the correct coverage.
Professional indemnity can address claims arising from chemical peels, creams, or other products that cause unexpected reactions.
Yes, many insurers allow coverage off-premises, but confirm this if you provide treatments in clients’ homes.

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