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Retail & Wholesale Insurance

Coverage for Brick-and-Mortar Stores, Online Retailers, and Distributors

Safeguard your retail or wholesale operations from daily risks like customer injuries, stock damage, and cyber threats. Our tailored insurance solutions help protect your products, premises, and reputation both on and offline.

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Key Benefits

Public Liability

Coverage for customer injuries or property damage occurring on your premises.

Stock & Inventory Protection

Financial protection for goods damaged, destroyed, or stolen while in your care.

Cyber Liability

Safeguards online retailers against hacking, data breaches, and customer information theft.

Recommended Insurance Coverage

Business Interruption Insurance

Helps cover lost income if your store or distribution center closes due to an insured event.

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Product Liability Insurance

Protects against claims if your sold goods cause harm or damage to consumers.

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Commercial Property Insurance

Coverage for buildings, fixtures, and fittings against fire, theft, and other risks.

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Frequently Asked Questions

Yes, we offer coverage tailored to online retailers, including protections against data breaches, shipping damage, and third-party liability.
Many policies allow for flexible stock declarations to accommodate peak seasons or special events, so you only pay for what you need.
These can be separate or combined, depending on your business’s risk profile. We can bundle public and product liability into one policy if needed.

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